Prepaid Card Fees
| Activation and Monthly Fee | Fee |
| Card Fee and Card Activation | €50.00 |
| Monthly Service Charge per active card | €2.25 |
| LOADING TRANSACTIONS | Fee |
| Batch Load | €0.50 |
| Load by Debit Card | €1.50 |
| Load by Credit Card | 2.30% |
| Payzone Load UK ONLY | €2.35 |
| Post Office Load UK ONLY | €2.35 |
| ADMINISTRATIVE TRANSACTIONS | Fee |
| Foreign currency payments | €15.00 |
| Stolen Replacement Card | €10.00 |
| ATM USAGE | Fee |
| ATM Domestic SEPA/EU Region | 2.60% plus 2.30 |
| ATM International 0.00 - 250.00 | 3.20% plus 2.85 |
| ATM International 251.00 and above | 4.35% plus 4.05 |
| ATM Balance Inquiry | €1.00 |
| Pin change at ATM | €1.00 |
| POS TRANSACTIONS | Fee |
| POS domestic SEPA/EU Region | €0.23 |
| POS International | 3.20% plus 0.65 per transaction |
| DECLINE FEE ON SPEND | Fee |
| Decline Fee | €0.50 |
| MISCELLANEOUS FEES | Fee |
| FX Fee (already set at M2 | 3.90% |
IBAN Fees
| Activation and Monthly Fee | Fee |
| Card Fee (IBAN creation fee) | €3.00 |
| Monthly Service Charge per IBAN | €5.00 |
| Card to Card Fee (IBAN WireAccount to WireAccount) | €1.50 |
| SEPA Incoming Payment | €2.00 + 0.5% |
| SEPA Outgoing Payment | €4.00 + 0.75% |
CARD LIMITS
| SPENDING LIMITS | KYC CONSUMER |
|---|---|
| Maximum ATM daily Withdrawal | 750€ |
| Maximum ATM amount per single withdrawal | 750€ |
| Maximum ATM monthly Withdrawal KYC | N/A |
| POS maximum daily spend | 3000 |
| POS maximum daily transactions | 20 |
| Max loads per day | 3 |
| ATM maximum daily Withdrawals | 3 |
| LOADING LIMITS | LOADING LIMIT CONSUMER CARD KYC |
|---|---|
| Initial Load Minimum | 10 € |
| Initial Load Maximum | 5,000 € |
| Min Reload Amount | 10 € |
| Max Reload Amount | 10,000 € |
| Maximum cumulative Yearly Load | 120,000 € |
| Maximum load amount per day | 10,000 € |
| Maximum Card Balance Physical KYC | 10,000 € |
| SPENDING LIMITS | CONSUMER IBAN |
|---|---|
| Maximum ATM daily Withdrawal KYC | 750€ |
| Maximum ATM amount per single withdrawal | 750€ (dependent on bank limits) |
| POS maximum daily spend | 5000 |
| POS maximum daily transactions | 20 |
| Max loads per day | 3 |
| ATM maximum daily Withdrawals | 3 |
| LOADING LIMITS | LOADING LIMIT CORPORATE IBAN | LOADING LIMIT CONSUMER IBAN |
|---|---|---|
| Any thresholds triggered, based on amount, recipient and sending details will be dealt with case by case. | Incoming funds via corporate account only |